Insurance Disclaimer

RegalPay may assist customers with the insurance application journey, including collecting required information and documents, facilitating quote requests, presenting applicable insurance options, and facilitating communication with relevant insurance partners.

RegalPay does not independently determine the final insurance coverage, underwriting decision, premium, policy terms, exclusions, or claim settlement decision of an insurance company.

Any insurance quote shown or communicated through RegalPay is based on the information available at the time and the applicable insurance partner's pricing and underwriting criteria.

A quote may change or become unavailable due to changes in information, verification results, underwriting requirements, product availability, taxes, fees, or other applicable factors.

A quote should not be considered a guarantee that an insurance policy will be issued.

Final policy issuance is subject to the approval and requirements of the applicable insurance company or authorised insurance partner.

The insurance policy document issued by the relevant insurer is the authoritative document governing the applicable coverage, benefits, exclusions, conditions, premium, and policy period.

Insurance premiums, coverage, deductibles, benefits, exclusions, eligibility, and other policy terms are determined according to the applicable insurance product and the relevant insurer's rules.

RegalPay does not guarantee that a particular premium, coverage, or insurance product will always be available.

Insurance claims are subject to the terms and conditions of the applicable insurance policy and the claim procedures of the relevant insurance company.

The decision to approve, reject, settle, or otherwise process an insurance claim is made by the applicable insurer according to the policy terms and applicable requirements.

RegalPay does not guarantee the approval or settlement of any insurance claim.

Customers are responsible for providing accurate, complete, and genuine information and documents during the insurance application process.

Incorrect, incomplete, misleading, or fraudulent information may affect quote generation, underwriting, policy issuance, coverage, or claims.

Customers should carefully review their insurance policy documents, including the schedule, terms and conditions, exclusions, limitations, and applicable endorsements after policy issuance.

If there is any difference between information displayed through RegalPay and the final policy document, the applicable issued policy documents and terms of the relevant insurer will govern.

RegalPay may work with applicable insurance companies, authorised insurance partners, and other service providers to facilitate insurance-related services.

Each insurance partner may have its own eligibility requirements, underwriting process, product terms, privacy practices, and claim procedures.

Insurance products, quotes, premiums, and related services may not always be available for every customer, vehicle, location, or situation.

Availability is subject to the applicable insurance partner, product eligibility, underwriting requirements, and other relevant factors.

Insurance services facilitated through RegalPay are subject to applicable laws, regulations, regulatory requirements, and the terms of the relevant insurance products and partners.

Customers should review the applicable policy documents and regulatory information relevant to their insurance transaction.

For questions regarding insurance services facilitated through RegalPay, you can contact us at: